The best time to start thinking about the next holiday is when you return from the last one. This gives you enough time to put things in perspective and start saving up. Develop the discipline to save by opening a Holiday Savings Account! What are some of the benefits:
1. Forces You to Save ALL Year
By saving now, you’re ensuring that you’ll have 12 months of savings by the time the holidays swing by again. And because you can’t remove funds until October, you won’t be tempted to spend any of it early.
2. You’ll Avoid Credit Card Abuse
Are your credit cards hung over from overspending this past holiday season? By opening a Holiday Savings, you’ll maintain a healthy financial balance without running up your cards later this year.
3. Trick Yourself into Saving
If you’re goal is to save $1,200, set up direct deposit to move $100 into your Holiday Savings each month. If you have this set up into your budget and treat it as if you’re paying a bill each month, you wont even know it’s gone until you’re ready to spend in the fall!
4. Won’t Get Blind Sided by Bills
We pay them every year, but somehow it always feels like it sneaks up on us — personal property taxes! If you start squirreling away now, it won’t seem unexpected when those pesky bills come due at the end of the year.
5. Earn Interest on Your Cash!
The earlier you start saving, the more money you’ll make while your money waits for the holidays. It’s pretty much that simple. You’ll end up with more than when you started and there’s nothing wrong with that!
It’s much easier to commit to putting a few dollars a week instead of scrambling to pay everything in one lump sum when your vacation date is just a couple of days away. You won’t even notice the dent in your day-to-day finances if you put away the money in small increments. Visit one our branches and open your Holiday Savings Account today!