April showers might bring May flowers, but more importantly, this time of year brings us … Financial Literacy Month! So in honor of the next four weeks being dedicated to all things money management, we’re bringing you the following savvy moves to help you get your financial house in order:
Organize Your Financials
Tax season is almost over, PHEW! Now is the time to really take a look at the space where all your files reside. Combat identity theft by shredding the documents you no longer need rather than just throwing them away. If you don’t own a personal shredder, our branches have onsite shred bins to help rid your sensitive paperwork.
Open a Kids Account
April is National Credit Union Youth Month where we’ll be providing money-managing education for kids including a coloring contest with prizes for winners in the three age groups! It is never too early for kids to learn financial independence. See a Member Services Consultant about opening a Kids Account and have them start saving today!
Invest in Your Future
Research finds that 33% of Americans have saved nothing for retirement and that 56% have a nest egg of less than $10,000. We get so caught up in dealing with their financial realities of today, it can be hard to feel the urgency that will prompt you to take action to start saving for retirement. Start getting serious about your financial planning by setting up a complementary meeting with the credit union’s Investment Services.
Get Your Dream Home
Getting pre-approved will make the whole home buying process go more smoothly and make your offer more desirable to a seller. Whether you’re a first time buyer or simply upgrading, it helps to do your homework! We’re hosting a Facebook Live Home Buying Coffee Talk on Saturday, April 22. Follow us on Facebook and learn how to streamline the process so you can turn your dreams into reality. >> Benefits of Getting Pre-Approved
Spring Clean Your Home
Set a deadline to make your home clean, organized and refreshed for spring. As you go through your closets, garages, and pantries, set aside items for the local Goodwill or food pantry. Start using non-toxic cleaning supplies or make your own. Not only are homemade cleaning products environmentally friendly, they are nicer to your wallet. Check out our Pinterest for all sort of home cleaning ideas.